ACCEPTABLE USE POLICY

1. Introduction

1.1 This acceptable use policy and the LoanWell Acceptable Use Policy set forth at

https://loanwell.com/acceptable-use-policy (collectively, the “Policy”) sets out the rules governing:

(a) the use of the website at LoanWell.com, applicable subdomains at LoanWell.com, any

successor website, and the services available on that website or any successor website

(the “Services”); and

(b) the transmission, storage and processing of content by you, or by any person on your

behalf, using the Services (“Content”).

1.5 You must be at least 18 years of age to use the Services; and by using the Services, you warrant

and represent to us that you are at least 18 years of age.

2. General usage rules

2.1 You must not use the Services in any way that causes, or may cause, damage to the Services or

impairment of the availability or accessibility of the Services.

2.2 You must not use the Services:

(a) in any way that is unlawful, illegal, fraudulent, deceptive or harmful; or

(b) in connection with any unlawful, illegal, fraudulent, deceptive or harmful purpose or

activity.

2.3 You must ensure that all Content complies with the provisions of this Policy.

(a) be libelous or maliciously false;

(b) be obscene or indecent;

(c) infringe any copyright, moral right, database right, trade mark right, design right, right in

passing off, or other intellectual property right;

(d) infringe any right of confidence, right of privacy or right under data protection legislation;

(e) constitute negligent advice or contain any negligent statement;

(f) constitute an incitement to commit a crime, instructions for the commission of a crime or

the promotion of criminal activity;

(g) be in contempt of any court, or in breach of any court order;

(h) constitute a breach of racial or religious hatred or discrimination legislation;

4.1 Content must be appropriate for all persons who have access to or are likely to access the

Content in question, and in particular for children over 12 years of age.

4.2 Content must not depict violence in an explicit, graphic or gratuitous manner.

4.3 Content must not be pornographic or sexually explicit.

5. Factual accuracy

5.1 Content must not be untrue, false, inaccurate or misleading.

5.2 Statements of fact contained in Content and relating to persons (legal or natural) must be true;

and statements of opinion contained in Content and relating to persons (legal or natural) must be

reasonable, be honestly held and indicate the basis of the opinion.

6. Negligent advice

7. Etiquette

7.1 Content must be appropriate, civil and tasteful, and accord with generally accepted standards of

etiquette and behavior on the internet.

7.2 Content must not be offensive, deceptive, threatening, abusive, harassing, menacing, hateful,

discriminatory or inflammatory.

7.3 Content must not be liable to cause annoyance, inconvenience or needless anxiety.

7.4 You must not use the Services to send any hostile communication or any communication

intended to insult, including such communications directed at a particular person or group of

people.

7.5 You must not use the Services for the purpose of deliberately upsetting or offending others.

7.6 You must not unnecessarily flood the Services with material relating to a particular subject or

subject area, whether alone or in conjunction with others.

marketing, advertising, promotion, sale or supply of any product, service or commercial offering.

8.2 Content must not constitute or contain spam, and you must not use the Services to store or

transmit spam - which for these purposes shall include all unlawful marketing communications

and unsolicited commercial communications.

8.3 You must not send any spam or other marketing communications to any person using any email

address or other contact details made available through the Services or that you find using the

Services.

8.4 You must not use the Services to promote, host or operate any chain letters, Ponzi schemes,

pyramid schemes, matrix programs, multi-level marketing schemes, “get rich quick” schemes or

similar letters, schemes or programs.

of drugs or pharmaceuticals.

9.3 You must not use the Services for any purpose relating to the offering for sale, sale or distribution

of knives, guns or other weapons.

10. Monitoring

10.1 You acknowledge that we may actively monitor the Content and the use of the Services.

11. Data mining

11.1 You must not conduct any systematic or automated data scraping, data mining, data extraction or

data harvesting, or other systematic or automated data collection activity, by means of or in

relation to the Services.

12. Hyperlinks

12.1 You must not link to any material using or by means of the Services that would, if it were made

available through the Services, breach the provisions of this Policy.

13. Harmful software

13.1 The Content must not contain or consist of, and you must not promote, distribute or execute by

means of the Services, any viruses, worms, Trojan horses, time bombs, cancelbots, spyware,

adware or other harmful or malicious software, programs, routines, applications or technologies.

or test the vulnerability of the Services or to breach any security or authentication measures used

by the Services.

14.2 You must not monitor data or traffic on the Services without permission.

14.3 You must not forge TCP-IP packet headers, e-mail headers, or any part of a message describing

its origin or route. The legitimate use of aliases and anonymous remailers is not prohibited by this

provision.

15. Network Abuse

15.1 You may not make network connections to any users, hosts, or networks unless you have

permission to communicate with them. Prohibited activities include:

(a) Monitoring or crawling of the Services that impairs or disrupts the Services;

name servers; and

(e) Using manual or electronic means to avoid any use limitations placed on the Services,

such as access and storage restrictions.